Posts

5 THINGS YOU SHOULD KNOW WHEN YOU ARE TAKING A HOME LOAN

Image
Buying a new house, apartments in Kochi is once in a lifetime decision for many of us. Taking a home loan to build or buy your dream home is a hectic task, the risk is high. So to avoid any future surprises let’s try to keep some important points in our mind. 1.    The Eligibility Criteria Determine your loan eligibility is by calculating the EMI . When the loan taker’s salary is at 40-50%, the bank usually limits the instalment, also if you have any existing liabilities the eligibility criteria become challenging. People with a regular source of income find it comparatively smoother to get the loan than a person with irregular income. 2.    Type of loan There are 2 types of loan on interest rate –fixed and floating rate. Fixed rate loans may be attractive but for a long run, it can do harm. Floating rates is suggested unless if the economy gives any promise of a sharp rise in interest rate. 3.    Terms and condition ...

7 THINGS TO CONSIDER DURING THE MAKING OF HOME LIBRARY

Image
Do you own a house by your own? Owning a home is matter of prestige, premium apartments in Kochi. Here are some factors to be considered to make a home library. 1.    Select a place Choose a place with less noise and crowd, avoid building the library in the living room. it must have enough light and not dim lit. 2.    Storage facility Create a storage facility and keep the books. Use the space very efficiently .floor to ceiling bookshelves is a good option. 3.    Manage weight Support Your Floors, books can get heavy. Build shelves that are strong and can support the weight. Don’t go for metal shelves if your home has wooden flooring . 4.    Seating place Arrange for a comfortable seating near the books .make it much as comfortable as possible. Also focus on window seating if possible. 5.    Save space Stack the books deep in the shelves, this saves a lot of space. To make th...

4 TIPS TO DECIDE THE RIGHT FURNITURE FOR YOUR HOME

Image
It is very confusing to choose the right furniture from the choices available. Let’s look at a few tips regarding how to choose the right furniture. 1. Size Measure space of your room before you go shopping, and use these dimensions with you to decide whether the furniture pieces you want can fit in nicely. Take note of the size and ceiling height of the room, so you can know which furniture can fit in more appropriately. 2. Function Determine the function that you want your furniture to perform and assess the function the function the furniture actually provide. 3.Proportion The various furniture pieces you select should praise each other, but also the room’s architectural attributes. 4.Style Choose furniture that has an element of the uniqueness or has some personality. Melonwood Homes, one of the leading builders in Kochi presents luxury living spaces, apartments in Kochi at Vazhakkala near Palarivattom. Invest in quality premium residential p...

5 BEST HOUSEPLANTS TO PURIFY YOUR HOME

Image
1.Aloe Vera Plant Aloe vera plant gel has many healing properties. It helps to monitor the air quality in your home, apartments in Kochi . The plant helps in clearing the pollutants from the air. when the amount of air pollutants become excessive, the plant’s leaves will show brown spots. 2.English IVY It is one of the best air-filtering houseplants as It absorbs formaldehyde content in the air. It also very easy to grow and manage. 3.Rubber Tree These trees are easy to grow and manage since they can grow in dim light and low temperature. The plant is a powerful toxin eliminator and air purifier. 4.Snake Plant The plant helps absorb CO2   and release oxygen during the night (while other plants do it in the day) and its a good choice for bedrooms. They don’t need much light and water to grow. 5.Spider Plant The plant is very effective at controlling pollution in the house. It clears the home from harmful pollutants like xylene, formaldehyde, carbon ...

How to Efficiently Inspect a Property When You Are Looking For One

Image
There are some important aspects that you need to keep in mind while investing in a new property. Don’t get deceived by the exterior looks of a house, apartmentsin Kochi , and look for the interiors too.  Check if the interiors are spacious and meet layout expectations. When your need for a home is urgent, don’t make a quick decision and settle for anything over a price. Consider the quality of constructions too. Below are some aspects that you need to assess before buying your dream home, flats in Kochi . Bedroom Always enquire your doubts, about the dimensions . Never show any hesitance to measure the room space. Space should fit your furniture that if u have in mind. Never go by any guessing because it may go wrong at times. Check for the window aligning, see if it allow adequate light to get in. Apart from the space and windows, check for proper ventilation. Bathrooms A bathroom needs to be assessed very carefully to prevent any malfunctions with the sy...

Why Home Buyer Prefers Ready to Occupy Apartments To Under Construction Ones

Image
Are you in search of a new home? apartments in Kochi , which one you choose a ready to occupy one or an under construction one. Here are some factors which state why home buyers prefer ready to occupy apartments to under construction homes. 1.    Delayed possession Regardless of the attracting promises, many under construction projects have been delayed for lengths of time. 2.    Paying heavy rents till the accommodation The proposed homebuyer needs to pay the rent of his current accommodation in addition to paying the EMI of the home loan for the under construction project. 3.    Rental income Most of the real estate investors invest in a new project, flats in Kochi for two reasons capital appreciation & rental income. In this point of view, investing in an under construction project is not a good investment choice. 4.    Tax burden due to GST Under construction projects attract more tax t...

4 Things that a Nuclear Family Should Consider During Home Search

Image
In India, We are breakdown of joint families into small, nuclear families, the priorities of a modern homebuyers have seen a dramatic change. Instead of size and number of rooms, the neighbourhood, social infrastructure and facilities offered in a project have now become top considerations. As against a joint family, the requirements of a nuclear family are much different when it comes to property purchase. To begin with, a nuclear family, which comprises of a husband, wife and children, requires lesser space than the joint family setup. Nuclear families do not need nearly as much space as a joint family. The criteria for the choice of a property in a nuclear family are radically different from those of a joint family. Here are five things that make a big impression with today’s homebuyer. 1. Security   In the case of a nuclear family, parents leave home early for work and return in the evening, leaving their children and the elderly behind. Security, therefo...